You tell us once. We handle the rest.
Most agents quote two or three insurance companies and call it shopping. We take your coverage across 50+ carriers and handle the entire annoying process. Here’s exactly what happens, and exactly how we get paid.
What happens when you hit send.
Tell us what you need, once
A three-minute form, or just send us the policy you already have. We only ask what an agent actually needs to quote you. No account, no credit card, no commitment.
Not sure what coverage you need? That's normal. Tell us what you do and what you're worried about, and we'll tell you what usually applies. You don't need to speak insurance to start.
A licensed agent shops it across 50+ carriers
This is the part most agencies skip. The typical agent is appointed with two or three insurance companies, so that's all you ever see. We take your file across 50+ carriers and compare what comes back, on price and on what's actually covered.
Not every carrier wants every kind of risk, so part of our job is knowing who to ask. If something needs more underwriting time, we tell you where it stands.
You see your options and decide
Quotes back, on average, within 24 hours, side by side, with plain answers on what each one covers. You pick one, or you walk. No pressure either way.²
Nothing is bound until you confirm it in writing. Once you say yes, we handle the paperwork, place the coverage, and send your documents. From then on, certificates, changes, renewals, and claims all run through one number: ours.
You don’t pay us a fee. Here’s the fine print, in plain English.
When you buy a policy through us, the insurance company pays us a commission out of the premium you were going to pay anyway.³You don’t pay us a fee, and the price you get through us is the insurance company’s price either way. There’s no markup for using an agency.
That’s how essentially every insurance agency in the country gets paid. The difference is who we answer to. An agent who works for one insurance company can only sell you that company’s policy. We work with 50+ carriers, so we can walk away from a bad quote and keep shopping.
Our incentive is simple: we only do well if you stay insured with us year after year. So we quote it right the first time, and we re-shop it at renewal without being asked.
Disclosures
- Sinai Coverage LLC is an independent insurance agency, not an insurer, headquartered in Sunny Isles Beach, Florida. Serving all 50 states.
- Average across recent quote requests. Complex risks and certain coverage lines can take longer.
- We're paid a commission by the insurance company when a policy is issued. It's how every agency works; we're just saying it out loud.
Three minutes. Then we take it from here.
Start your quote and a licensed agent takes it from there.
or call 305-332-0081